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IMPORTANT TIP

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INCENTIVES EXTENDED!

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Three Levels

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1) 💰 3.99% (7/6 ARM) with either an optional 2/1 Buydown to 1.99% (or 3% concession in lieu)* OR 6% concession

✅  For home to be eligible:

• Home must be complete prior to Jul 31, 2026
• Must close by Aug 25, 2026

🐘  Don’t forget:

• Must use First Colony Mortgage
• Must be owner occupied
• Conventional Loans only
• 5% Down payment

⚠️  Important:

• Terms, conditions, & fees apply
• Verify all loan details with First Colony Mortgage
• Buyers using an outside lender will not qualify for the advertised rates above
• Loan programs, details, promotions, and incentives are subject to change or rescission at any time without notice

*⛔️ Buyers not using the 3.99% (7/6 ARM) or 2/1 Buydown to 1.99% (**but home is finished)

• Eligible for 6% total concession
• This includes investors, FHA buyers, buyers using outside lenders, cash, etc.
• May use OSL and pay higher EM ($10K condo, $15K townhome, $20K single family) </aside>

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2) 🏠 Specs/Quick Move Complete after Jul 31, 2026 (at time of contract)

✅  Are eligible for:

• 3% total concessions (as per Section 4.8 of the REPC) </aside>

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3) 🏗️ Builds Lots

✅  Are eligible for:

• Townhome or single family receive 5% total concession </aside>

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📋 Special Notes

• ⏰ Time is always of the essence
  • For offers submitted between 8:00 AM-7:59 PM, EDGEhomes allows just two hours from the first offer on any property for competing offers
  • For offers submitted between 8:00 PM-7:59 AM, EDGEhomes allows until 10:00 AM the following/same day for competing offers
• Ongoing, all incentive details above are subject to adjustment or rescission at any time without notice
• Always verify all incentive details with me
• Always verify all loan program details with First Colony Mortgage </aside>

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FOLLOW & REVIEW

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CONTACT ME

Jack Andrews

EDGEhomes Sales Agent

E | [email protected]

M | **801.830.3881**

Se Habla Español

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